Water Damage Insurance

Did all our rain last week get a little too close to home? With more than 20 years of experience, we can quickly examine your coverage and make it clear to your insurer why the flooding or water damage incident should be covered.

CoreLogic Pegs Total Damage from Texas Spring Hail Storms

San Antonio alone suffered an estimated $334.5 million in damage from hail storms! Is your insurance company not covering all the costs? Call Pennebaker Law! Insurance Journal According to new data released by CoreLogic, the 2016 hail season is already one of the most severe in Texas history, with year-to-date results reaching the nine-year average …

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Texas Might Be ‘Open for Business,’ but Pennebaker Law is Here When Business Goes Too Far

The insurance industry constantly dishes harsh criticism to insurance-claims attorneys. Such criticism is—plain and simple—rooted in greed. Insurers are already heavily favored by an unequal level of bargaining power. That’s why property lawyers like those fighting for policyholder rights at Pennebaker Law against bad-faith insurance practices are essential to balancing the system. Insurance companies would love …

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Insurance Agents Versus Adjusters: The Sordid Differences

According to reports, State Farm pays Aaron Rodgers around $7,500,000 annually for his “Discount Double Check” ad campaign. I’m sure this sounds like loads of money, particularly to homeowners who’ve collected paltry payments on their storm claims. For State Farm, however, this amount represents a mere fraction of yearly spending for insurance marketing campaigns. In …

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Profit-Driven Insurers and Their Indoctrinated Adjusters Wreak Havoc on Policyholders

Last week, I read another article bashing plaintiff lawyers. This particular article (written by someone with ties to the insurance industry) complained that 25% of all storm claims in the Rio Grande Valley resulted in litigation. The article’s disingenuous premise was that lawyers are filing unmeritorious lawsuits on claims that were properly paid by insurance companies. …

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Despite Unprecedented Corporate Profits, Powerful Insurance Companies Pushing More Tort Reform Through the TX Legislature

The Texas Insurance Code requires insurance companies to promptly and fairly adjust all claims. The “Prompt Payment of Insurance Claims” statute (.054), in Chapter 542 of the Texas Insurance Code, imposes important deadlines on insurers for responding to, investigating, and accepting or rejecting claims. An insurer that violates the statute must pay, in addition to the …

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Conservative Texas Courts Have Gutted the Texas Prompt Payment Statute

The Texas Insurance Code requires insurance companies to promptly and fairly adjust all claims. The “Prompt Payment of Insurance Claims” statute (.054), in Chapter 542 of the Texas Insurance Code, imposes important deadlines on insurers for responding to, investigating, and accepting or rejecting claims. An insurer that violates the statute must pay, in addition to the …

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Texas Blue Tarp Bills Become the Texas Blue Tarp Law

In 2017, insurance company lobbyists have once again succeeded in passing laws that strip consumer rights, and unnecessarily protect powerful insurance companies. These same companies wrongfully delay, deny, or underpay valid storm claims on a regular basis. The aptly named “Blue Tarp Law” significantly reduces the legal rights of policyholders for lawsuits filed after September …

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